:root{
  --bg:#f6f8fb;
  --surface:#ffffff;
  --surface-2:#eef3f8;
  --text:#1d2633;
  --muted:#5f6f82;
  --brand:#0b4f7a;
  --brand-dark:#073955;
  --accent:#1b8bb8;
  --border:#d9e2ec;
  --ok:#234c39;
  --shadow:0 18px 50px rgba(15,45,72,.12);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Segoe UI,Roboto,Arial,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.55;
}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.skip-link{position:absolute;left:-999px;top:12px;background:#fff;padding:10px 14px;border:1px solid var(--border);border-radius:8px;z-index:50}
.skip-link:focus{left:12px}
.topbar{background:var(--brand-dark);color:#fff;font-size:.94rem}
.topbar .container{display:flex;gap:18px;justify-content:flex-end;align-items:center;padding:8px 0;flex-wrap:wrap}
.topbar a{color:#fff}
header.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:12px 0}
.logo{display:flex;align-items:center;gap:12px;color:var(--text);font-weight:800;letter-spacing:.01em}
.logo img{width:72px;height:auto}
.logo small{display:block;font-weight:600;color:var(--muted);font-size:.78rem;letter-spacing:0}
.logo small.payoff{font-weight:500;font-style:italic;font-size:.74rem;color:var(--accent);margin-top:2px}
nav ul{display:flex;gap:20px;list-style:none;margin:0;padding:0;align-items:center;flex-wrap:wrap;justify-content:flex-end}
nav a{color:var(--text);font-weight:650;font-size:.95rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;font-weight:750;border:1px solid transparent;text-decoration:none;line-height:1.1}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 12px 28px rgba(11,79,122,.22)}
.btn-primary:hover{background:var(--brand-dark);color:#fff}
.btn-secondary{background:#fff;color:var(--brand);border-color:var(--border)}
.btn-secondary:hover{border-color:var(--brand);color:var(--brand)}
.hero{position:relative;overflow:hidden;background:linear-gradient(140deg,#eaf3f8 0%,#f8fbfd 55%,#ffffff 100%);border-bottom:1px solid var(--border)}
.hero:before{content:"";position:absolute;inset:auto -120px -180px auto;width:560px;height:560px;border-radius:50%;background:rgba(27,139,184,.12)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding:76px 0 68px;position:relative}
.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--accent);font-weight:800;font-size:.82rem;margin:0 0 14px}
h1{font-size:clamp(2.15rem,5vw,4.75rem);line-height:.98;margin:0 0 22px;color:var(--brand-dark);letter-spacing:-.045em}
.hero p.lead{font-size:clamp(1.06rem,1.8vw,1.28rem);color:#34465a;max-width:760px;margin:0 0 28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 20px}
.hero-note{font-size:.95rem;color:var(--muted);max-width:680px;margin:0}
.hero-card{background:var(--surface);border:1px solid var(--border);border-radius:32px;box-shadow:var(--shadow);overflow:hidden}
.hero-card img{width:100%;aspect-ratio:4/3;object-fit:cover;background:#dfe8ef}
.hero-card-content{padding:22px}
.hero-card-content strong{display:block;color:var(--brand-dark);font-size:1.05rem;margin-bottom:6px}
.badges{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}
.badge{background:rgba(255,255,255,.8);border:1px solid var(--border);border-radius:16px;padding:14px 16px;font-weight:700;color:var(--brand-dark)}
.badge span{display:block;color:var(--muted);font-weight:600;font-size:.82rem;margin-top:4px}
section{padding:72px 0}
.section-head{max-width:880px;margin:0 auto 34px;text-align:center}
.section-head.left{text-align:left;margin-left:0}
.kicker{color:var(--accent);text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:800;margin:0 0 10px}
h2{font-size:clamp(1.75rem,3.2vw,3rem);line-height:1.08;margin:0 0 16px;color:var(--brand-dark);letter-spacing:-.025em}
.section-head p{color:var(--muted);font-size:1.06rem;margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:0 10px 28px rgba(15,45,72,.06)}
.card h3{margin:0 0 10px;color:var(--brand-dark);font-size:1.2rem;line-height:1.2}
.card p{margin:0;color:var(--muted)}
.card ul{margin:12px 0 0;padding-left:20px;color:var(--muted)}
.card li+li{margin-top:8px}
.icon-card{padding:0;overflow:hidden}
.icon-card .media{height:220px;display:flex;align-items:center;justify-content:center;padding:16px;background:#f6f8fb;border-bottom:1px solid var(--border)}
.icon-card .media img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;background:transparent}
.icon-card .body{padding:22px}
.notice{background:#fff;border:1px solid var(--border);border-left:7px solid var(--accent);border-radius:18px;padding:24px;box-shadow:0 10px 28px rgba(15,45,72,.05)}
.notice strong{color:var(--brand-dark)}
.process{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{position:relative;background:#fff;border:1px solid var(--border);border-radius:20px;padding:24px;min-height:210px}
.step:before{counter-increment:step;content:counter(step);display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;margin-bottom:16px}
.step h3{margin:0 0 8px;color:var(--brand-dark)}
.step p{margin:0;color:var(--muted)}
.band{background:linear-gradient(135deg,var(--brand-dark),var(--brand));color:#fff}
.band h2,.band .kicker{color:#fff}.band p{color:#e5eff6}
.band .card{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.22);box-shadow:none}.band .card h3{color:#fff}.band .card p,.band .card li{color:#e5eff6}
.deliverables{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.deliverables img{border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--border)}
.check-list{display:grid;gap:12px;margin-top:18px}
.check{display:flex;gap:12px;background:#fff;border:1px solid var(--border);border-radius:16px;padding:14px 16px;color:#34465a}
.check:before{content:"✓";flex:0 0 26px;height:26px;border-radius:50%;display:grid;place-items:center;background:#e5f2ec;color:var(--ok);font-weight:900}
.contact{background:#fff;border-top:1px solid var(--border)}
.contact-box{display:grid;grid-template-columns:1fr .9fr;gap:32px;background:linear-gradient(135deg,#f8fbfd,#ffffff);border:1px solid var(--border);border-radius:32px;box-shadow:var(--shadow);padding:34px}
.contact-details{display:grid;gap:12px}
.contact-details a,.contact-details span{display:block;background:#fff;border:1px solid var(--border);border-radius:16px;padding:14px 16px;color:var(--text)}
footer{background:#0b1f31;color:#cbd6df;padding:26px 0;font-size:.94rem}
footer .container{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;align-items:center}
footer a{color:#fff}
.small{font-size:.9rem;color:var(--muted)}
@media(max-width:960px){
  .hero-grid,.grid-3,.grid-2,.process,.deliverables,.contact-box{grid-template-columns:1fr}
  .badges{grid-template-columns:1fr}
  nav ul{gap:12px}
  .hero-grid{padding:52px 0}
}
@media(max-width:720px){
  .container{width:min(100% - 28px,1180px)}
  .header-inner{align-items:flex-start;flex-direction:column}
  nav ul{justify-content:flex-start}
  section{padding:54px 0}
  .contact-box{padding:24px}
}